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Kramer Investment Services, LLC offers professional money management through various third-party money managers.

Gradient Investments, LLC (GI). GI ls an SEC registered investment advisor firm offering clients over 20 proprietary portfolios. The portfolios are managed by their President, Michael Binger CFA; Portfolio Manager, Mariann Montagne, CFA; and Senior Portfolio Manager, Jeremy Bryan. These three offer our clients their combined experience.

Binger started his investment career in 1987 and brings his institutional equity investment experience to Gradient Investments and its affiliated advisors and clients. Montagne has 20 plus years of working with both institutional and high net worth clients and has amassed a strong breadth of investment experience in her tenure. Bryan brings over 15 years of investment experience to the team, he has spent several years working with investment advisors and their clients to design and manage investment portfolios.

In addition, Binger and Montagne are regular contributors to CNBC, Fox Business, Forbes, the Wall Street Journal and have many other national publications.

To see more information regarding Gradient Investments, go to: www.gradientinvestments.com

Brookstone Capital Management is an SEC Registered Investment Advisory Firm offering several investment portfolios among many portfolio managers. Dean Zayed is the President and CEO brings a team with a wealth of experience.

To see more information regarding Brookstone Capital Management, go to: www.brookstonecm.com

This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC.  A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC.